Compare offers from top issuers without hurting your credit score
Compare key features of our most popular credit card offers. Actual terms may vary based on your creditworthiness.
| Card Name | Intro APR | Regular APR | Annual Fee | Rewards Rate | Credit Needed | Action |
|---|---|---|---|---|---|---|
Blue Cash Everyday®Cashback Card |
0% for 15 mo. | 18.74% - 29.74% | $0 | 3% on groceries, 2% on gas, 1% else | Good-Excellent | |
Custom Cash®Custom Rewards |
0% for 15 mo. | 19.24% - 29.24% | $0 | 5% on top category, 1% else | Good-Excellent | |
Petal® 2 Visa®Cashback for Fair Credit |
N/A | 17.99% - 31.99% | $0 | 1.5% on all purchases | Fair-Good | |
VentureOne® RewardsTravel Card |
N/A | 16.24% - 26.24% | $0 | 1.25X miles/$1, 5X on hotels/cars | Good-Excellent |
Real experiences from real users who found their perfect card through us
"I had no idea I could get pre-approved without hurting my credit score. Found a card with 2% cashback and a $200 bonus. This service saved me so much time!"
Chicago, IL
"After struggling with bad credit for years, I found a card that helped me rebuild. The comparison tools made it easy to see which card was right for my situation."
Austin, TX
"The travel card recommendations were spot on. Got pre-approved for a card with lounge access and 60,000 bonus miles. Already booked my first flight with the points!"
Seattle, WA
Our secure system checks with multiple card issuers to find your personalized pre-approved offers.
Review your offers side-by-side with our easy comparison tools to find the best card for your needs.
Submit your application knowing you have a high chance of approval with competitive terms.
Pre-approval means card issuers have done an initial review of your credit profile and believe you meet their criteria. Checking for pre-approved offers through our service:
Does not impact your credit score (soft pull only)
Shows you cards you're more likely to be approved for
Often includes special offers not available publicly
Saves time by focusing on your best options
Pre-qualification is an initial screening based on self-reported information, while pre-approval is a more thorough review where issuers perform a soft credit check. Pre-approval offers typically have higher approval rates, though neither guarantees final approval which requires a full credit application.
No, checking for pre-approved offers through our service uses a soft credit inquiry that doesn't affect your credit score. Only when you formally apply for a card will the issuer perform a hard inquiry that might temporarily lower your score by a few points.
Typically you'll need to provide basic personal information like your name, address, and partial SSN (last 4 digits). Some issuers may ask for your estimated income. All information is securely transmitted using bank-level encryption to protect your privacy.
Most pre-approved offers are valid for 30-60 days, though this varies by issuer. Terms may change during this period based on your credit profile changes. We recommend applying for cards when you're ready to use them to get the most current terms.
Yes, many issuers have cards designed specifically for rebuilding credit. While you may not qualify for premium rewards cards, you might find secured cards or cards with lower credit limits that can help improve your score over time when used responsibly.
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Read ArticleCheck for pre-approved offers in under 2 minutes with no impact to your credit score.